berryjamIs it worth investing if I can only contribute $50 a month?
Do you have emergency money?
First start emergency fund, then take care of debt. Then build a savings for emergency fund, then invest.
Emergency fund money should be in a HYSA at least if not index funds.
Terrible advice.
Emergency money literally must be liquid or it is not, by definition, emergency money.
HYSA is liquid. Index is one step away from liquid