It really cannot be overstated enough: "For-profit health insurance" is fundamentally incompatible with keeping people healthy. UnitedHealthcare did not deny 1 out of every 3 claims because they thought they weren't medically valuable, they did it because they knew they could get away with it. The entire system cannot ever provide health as a meaningful outcome. It must be eliminated and replaced with taxation and a single-payer institution built on care, not resource hoarding.

@stevestreza You are correct. For-profit insurance only works when cash reserves and cash coming in exceeds cash paid out in claims. There is always an incentive to limit payouts. That should be obvious to everyone.

I'd like to see a US version of Britain's NHS but there are a number of good national programs the US can learn from to build something to replace the deliberately overpriced and ineffective system we have with one that eliminates income as a determinant of health care access.