@Moral_Gutpunch @rbreich I mean if you did something where you put like $100 a month or so into a mutual fund or an S&P 500 etf or something like that as like a little additional retirement income I feel like you could still fit into middle class and technically you’d have some level of unrealized gains over the course of a couple decades but ur not gunna get anywhere near even like $10 million like that let alone where the tax would take effect