Survey: Almost 50% of Americans Consider Themselves ‘Broke’

https://lemmy.world/post/18615642

Survey: Almost 50% of Americans Consider Themselves ‘Broke’ - Lemmy.World

If you consider yourself broke and would like help, please make a post here. I and many others would love to help, but we need some information, such as:

  • household income
  • monthly expenses - broken down by category, like rent, utilities, groceries, restaurants, etc
  • debts - amount owed by account, type of account, interest rate, minimum payment
  • assets - value of car(s), cash, etc
  • skills/education - in case we want to explore more ways to make money

A lot of people get discouraged and believe that they’re screwed, but I firmly believe there’s always a way to financial stability, it just takes a lot of work and humility.

That’s very noble of you, but in our capitalist systems, those who provide the most needed and valuable services are often paid the least. You may feel that telling someone to get better educated and moving somewhere cheaper will solve their problem, but then someone else will fill their past role. Our most expensive cities will always need janitors, line cooks, laborers, shelf stockers and many other roles that will never pay much. We can’t all be coders making 6 figures working remotely from bumbfuck nowhere. This doesn’t even take into account disabled people who can’t provide much or any value in the eyes of our system.
They’re asking for info so they can help with a budget or a debt paying strategy.

A budget is a luxury that requires a minimum amount of income. They are presuming people are just being bad with their money, and it completely sidestep the real issue that income is far too low for basic costs.

It reeks of “work harder” bullshit.

It’s a good thing they’re offering more than budget help.