Karl AuerbachJul 17, 2024

Wow, US medical insurance is so bad that today I discovered that my Medicare coverage was cancelled. How is that even possible?

It had everyone at the doctor's office wondering.

The answer is that I was on a Medicare Advantage plan - which I now know is something that every person should avoid. And they simply change me to a new medical provider - at a new location with new doctors and no records - without ever telling me.

You know who created the Medicare Advantage program - Republicans.

That's the same people who created various "health savings plans" in which those savings vanish at midnight each December 31.

I will be getting out of that "Advantage" plan at the next registration period, but that means that I'll be going the rest of the year without medical insurance, even though I am paying monthly for it.

Sheesh, the R-party really knows how to screw the public pooch.

Show threadJoe Hill 🇵🇸🇺🇦Jul 17, 2024
@karlauerbach
I love my Medicare Advantage plan. Copays have gone from $30 to $15 since 2021. Rx have gone from $5 to zero. PT has gone from $40 copay to $20. They’ve added vision and dental. And they’ve covered about $10K of back treatments that were only covered 80/20 under Medicare.
Show threadbouriquetJul 17, 2024
@Joe_Hill @karlauerbach Mine with a large national company was good when I first got it, but prescription copay for anything other than the most basic generics was mediocre. A gallbladder removal with days of hospital care (due to anti platelet meds) was paid without issue, with the usual copays to surgeons, radiologists etc. Then rates for 2024 went up.
Switched this year to a regional New England plan, much better prescription coverage, lower copays.
Gotta shop around.
Show threadAndrew Benedict-Nelson
@bouriquet @Joe_Hill @karlauerbach yes, good plans exist, but it's often impossible to tell if it's a good plan or not until it's too late.
Jul 17, 2024 at 7:01pmWeb