To repeat myself from the other post where I’ll probably be downroaded:

The car should be programmed to self-destruct or take out the passengers always. This is the only way it can counter its self-serving bias or conflict of interests. The bonus is that there are fewer deadly machines on the face of the planet and fewer people interested in collateral damage.

Teaching robots to do “collateral damage” would be an excellent path to the Terminator universe.

Make this upfront and clear for all users of these “robotaxis”.

Now the moral conflict becomes very clear: profit vs life. Choose.

Why would you hold self-driving cars to a standard that we don’t hold drivers? If you are a driver and realize you are about to harm a pedestrian, there is no circumstance when the law suggests you ram a car into a building or pole instead of the pedestrian. Your insurance would rather you hit the pedestrian, usually. Because in an animal strike, hitting the animal is comprehensive (in America) and swerving to hit a fence is collision. You can’t be at fault for comprehensive. A pedestrian is a different mater and not comprehensive, but they’d rather you mitigate liability, and then mitigate cost.

But all of this is a moot point. Self-driving cars will NEVER be programmed to harm the driver before an outside person. Simply for the fact no one will ever buy or ride in a car that chooses to kill the passenger over others. No one will ride in the Suicide Car.