@dgar Standard CSV can handle commas in the field values: https://www.rfc-editor.org/rfc/rfc4180#page-2 (point 6).

But, I suppose that's not as funny/entertaining.

If you can, put double-quote characters in your passwords, too as they will help screw things up for non-standard CSV processors.

RFC 4180: Common Format and MIME Type for Comma-Separated Values (CSV) Files