Check your email for the verification code we just sent you.

https://lemmy.sdf.org/post/16690729

Check your email for the verification code we just sent you. - SDF Chatter

my bank trys to force ‘2SV’ and tie it to my phone. I would much rather an email that I can access on ANY device.

Don’t have your phone? Fucked

Lost your phone? Fucked

Got a new phone? Extra fucked

I’d MUCH Rather use a normal authentication method rather then it be tied to texting me a dumb ass code.

Yes I have long had disdain for email and sms based 2FA, but opensource compatible T-OTP I will happily adopt. My taxes with Canada have finally changed MFA to be compatible.
What is T-OTP? I’ve only ever seen OTP.
Time-based One time password, same thing, just to differentiate it from any scheme some company might try to reinvent the wheel with.