My brother had hundred of thousands in medical debt before he finally passed. He had insurance. He was a teacher.

How did he end up with so much medical debt?

insurance doesn’t cover everything, and the things they do not cover always just happen to be the most critical things necessary for treatment. it’s a scam.

Exactly. And it’s always been a scam. I only have health insurance because my employer forces it on me as a work benefit. I’d much rather just be paid more. It’s not like the insurance will save me from debt when push comes to shove.

I thought it was illegal to not have health insurance

What? No. Absolutely no-one is going to jail for not having health insurance. I think you’re thinking of the tax penalty for not having it.