Mfer I’m about to move back with my parents specifically so I can buy a house. Even cutting back luxury spending (read: eating more than rice every night), my rent takes up too high of a percentage of my monthly income for banks to loan me money. I’ve managed to save up enough cash for a 20% down-payment on a modest house, but banks still won’t loan the other 80% because half of my paychecks go directly to rent.

But I’d expect nothing more intelligent from a property-flipping UTK alumni. This kind of stupidity is exactly what that university spits out.

Yeah, but have you thought of instead of moving in with your parents you just worked jobs non stop? You don’t have to spend on housing if you work 24/7.