No matter how you spend your money in this life, it’s only a scam if you believe it is. I could pay a psychic half my salary each year to give me gambling advice and still come out happy if I believe in it all.

it’s only a scam if you believe it is.

There’s this thing called “law”, you know, and every country has a number of scams defined as crimes, though some may not fall in those terms. “Feeling happy about it” is what kids these days call copium. Deluding yourself won’t make the decisions good, they’ll still be objectively bad and trying to reframe like that will make you look stupid.