@FluentInFinance And those years aren't really enjoyable anyway, because all that work takes its toll. The PR images of active seniors traveling the world during their retirement? Nope.

I highly recommend people postpone parenting until they've had some time as singles/DINKs to do all the stuff they originally thought they might do in retirement. You never get back the body you had at 26. Aggressive career climbing at that age is a waste.