I put money into my 401k for decades only to find out I had enough to cover two months of rent. Shits fucked.

Were you putting in a nickel per paycheck? The market has killed it over the last 30 years, even with a relatively low contribution, if you contributed consistently for 30 years you should have way more than that

You go tell my 401k account that.

Either you weren’t contributing for decades, or you literally only contributed $10-$20/mo for ~30 years. If your job provides a 401k option, with tax write-offs and everything else you should have been contributing a lot more to maximize its future utility. This is assuming your employer wasn’t even matching.

Either you aren’t telling us the full details, or you haven’t fully been contributing for decades.

You know what you should do? Instead of heading our warnings you should attack us and tell us we’re wrong.

Look stranger, no one is saying you’re wrong to call out the problems with the economy. Everyone is on your side there.

They’re saying that you personally made a mistake, and that’s one that other people can and should avoid for themselves. If after 45 years you REALLY TRULY only have like $2k USD in your retirement account then you messed up somewhere. That’s almost impossible the way compounding interest works.

Many 401ks are not actually invested by default, it’s up to the account holder to assign those funds themselves. Guessing that’s what happened to you. Unfortunately this isn’t widely known for some reason and companies don’t bother to educate employees about it.

I too enjoy blaming the victim. Thumbs up.

People can be 2 things. You can be a victim and be a lying, fucking idiot.

Glad you’re not strangely getting upset over something that has nothing to do with you

Who’s upset?

Someone that’s replying multiple times to different conversations in the same thread with name-calling and accusations would be.
I hope your life gets better.

Who’s name calling? Who’s replying multiple times?

You should speak with a professional therapist my man.

Is the name caller here in the room with you now?

The projection is strong here

Who’s projecting?

You’ve literally followed me around this past replying with insults. You do realize other people can see your comments, right?

lol what the hell are you trying to say? If I’m harassing you, you’re welcome to block me.

Who’s name calling? Who’s replying multiple times?