So, as it turns out there are a few big reasons.
- it's a cosmic felony
- causing improbable events creates a new timeline which increases entropy in all probable realities, which can have some drastic (and usually negative) effects.
- most time travel agencies (which is what most people can afford) use technology that doesn't actually allow for free will, that's why it's mostly sold for vacations. You can alter/push some decisions, but for most people it's not gonna be successful stocks.
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- older technology was advanced calculation in a realistic simulation. Most people just wanted an old memory or to get closure. Some people just try a different meal or movie choice, the experience is all that matters.
- time mercenaries. We're actually not sure who these guys are, but we also don't wanna know either. Some say they're who cause spontaneous combustion and embarrassing deaths.
- most forms of actual time travel leave the user stranded, with chronic or terminal illness (and sometimes amnesia), and in some cases fading/poofing out of existence.
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- On top of that, new timelines of you typically aren't experienced by you. It's a different you. So that was nice of you.
- time spiders. You don't want to know.