for good or for ill, the actual innovations in consumer-facing #banking and #finance are not happening in the US, even as it holds the cultural centre position so once a scam can get launched there eg crypto everyone will have to think about it (eg central banks having to produce position papers etc). only in this year americans will actually begin to understand, en masse, what other ppl mean when we said "electronic bank transfers", and no we don't mean the janky thing most places moved away from in the last 2 decades where you actually have to wait 2 or more business days for a transaction to clear.

why i'm bringing this up? if you have at all any interest in politics ESPECIALLY left-wing politics while we're still in a fiat currency system, you better pay attention. if you still think things like agent banking, mobile money, instant transfers, savings groups (or formalized tontines/kutu), funeral insurance covers, are odd or 'new', you better start reading up. #GlobalSouth