bytor9Aug 31, 2023

High yield savings, money markets, CDs, or T bills?

https://lemmy.ml/post/4214233

High yield savings, money markets, CDs, or T bills? - Lemmy

Where all my cash hoarders at and where do you park your savings? Also, how do you decide how much cash to hold vs invest? Personally I enrolled in Robinhood Gold for the 4.9% APY. It costs $5/month.

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I have about 80% in index funds and Roth IRA that I never plan on touching until way later. About 15% in Ally savings account at 4.5%, and the rest on hand. The nice thing about Ally is that you get the nice interest rate, and you can pull from that pretty easily.
Aug 31, 2023 at 11:44pmWeb