I have no sympathy. I have to make payments on my private student loans and didn’t have children like a schmuck because I know that I cannot afford to have children. If you have children and a house and at the time of planning you couldn’t afford them, it should all be taken away.

Why did you make the stupid decision to take private loans?

I’m sure you were fully informed about all options and walked through a thorough and honest cost/benefit analysis of each available path. Right?

You went into it with open eyes and no one ever fast-talked you or misdirected or straight up lied. Right?

Also, go fuck yourself.

Spoken like a moron. Who the hell can predict what happens in life? Just because you didn’t have a situation where your repayment got fucked because of an untimely accident or illness or whatever else doesn’t mean people didn’t plan well.