My brain: You are financially insecure, so I am releasing anxiety neurotransmitters to help motivate you to get out of this situation
Also my brain: Also I'm cranking your desire for findom up to 11 until you want to give away your entire paycheck to a friend so you have to basically beg them for access to your own money so you never feel financially secure
My brain: Because safety can only exist by jumping through hoops to get as close to unsafe situations as possible while still technically being in control! :^)
