ScalziOooof. If you can avoid getting a mortgage right now, I would recommend that (for the US, advice may or may not be applicable elsewhere)
https://www.cnn.com/2023/08/17/homes/mortgage-rates-august-17/index.html
Mr. Andy Face@scalzi Or...
Buy a house where you can afford the monthly payment with the high interest rates, hope to refinance in five years with a lower rate. Your payment will go down, your home value will go up.