I’m top 5 percent of earners in my city but I can’t take out a mortgage on a 1 bedroom apartment built in 1971

And yet you have it so easy compared to most of us. Canada for me would be a blessing compared to my current country.

But hey, atleast the weather is great and alcohol is cheap.

4 bedroom houses are going for 1+ million lol

Apartments in Canada are almost 1 million in certain cities
Same here (Madeira Island, Portugal), however medium wages would be under 1000/month.