sarmaleDo you pay with cash or card?
I almost never have cash on me. It’s debit or credit always. Here’s my thought process on paying with cash. If I buy something that costs, say $4.55, and I hand over a $5 dollar bill, that item has really just cost me $5.00 because what am I realistically going to do with the 45 cents in change?
SeathruI put my change in a jar when I empty my pockets. About once a year I’ll take it by the bank and treat myself with the couple hundred dollars it cashes out to.
Are you just throwing yours away?
JWBananasAll of the sub-$1 coins that I have ever received as change in my lifetime would not add up to $100. But I also don’t use (or even carry) cash unless I absolutely must.
I’ve had like ~70 cents sitting on the shelf for over a year… like, what an I going to do with it? It’s just a pointless pile of coins. half the time those coins are in the wrong combination to pay for whatever other change in my next cash transaction, so I just end up with more coins…
I’ve got a jar too, but it definitely doesn’t fill up at anywhere near the rate yours does. My pay is direct deposited and every place I shop will take a card. I could either go to the ATM to get cash, use it to pay for things when I don’t have to, collect these small amounts of change, and take it all back to the bank eventually, or I could just not bother with any of these things.
Back in the day you take that .45 cents and throw it in a big old empty pickle jar with the rest of your loose change.
the problem is now the you just have a big pickle jar with 45 cents. Next year, I’ll have a pickle jar with 60 cents… maybe by the time I retire I’ll have a whole dollar of change…
Sure. At the current rate. But it’s likely that if you use cash more often then your pickle jar fills up sooner.
The amount of cash I use is only decreasing with every year.