I like “just start your own business!” I had a small business that did well enough that I was able to run it for 10 years and only stopped out of choice. I now have a relatively low-paying job with someone else and I am more financially secure now than I was during any of those 10 years.

Nobody said it’s easy to be independent. Stability is definitely not guaranteed when you have a small business

When “just start your own business” is presented as a real viable alternative to a job with someone else, they are saying it’s easy. There’s nothing easy about it. And they don’t tell you very important things like the tax penalty you have to pay if you don’t file quarterly.