Now that I'm a parent, I'm suddenly realizing what huge feminist issue student loans are.

My loans are around 130k, which means I'm HEAVILY incentivized to stay out of the workforce to keep them in deferment. I don't even know that I'd bring home an income working, between childcare costs and loan payments.

In principle this should be a both-genders problem, but of course it ends up amplifying the pressure on women to stay home.

And the issue is magnified in the nonprofit world, which is disproportionately populated by women and much lower-paying.

Many of us who built our careers at nonprofits got degrees with the assumption that we'd get our loans forgiven through the service program.

At nonprofit jobs I've had in the past, I would have brought home NEGATIVE income after loan payments and childcare.

Not only that, the service program requires solidly FULL TIME work for 10 years.

Which rules out a whole lot of flexible scheduling to accommodate parenting needs.

@gwensnyder the childcare industry is such a crock of shit. it's both an underpaid job and entirely unaffordable at almost every nonprofit salary I've ever had.

and of course it's absolutely necessary bc we have to work these full time jobs. I hate it here.

@archlentil @gwensnyder
Yeah, we have to live in poverty as a single-income family, because childcare would make my spouse unable to contribute to our income by working. Basically, she takes care of the kids or somebody else does. Household income can't grow either way.

And of course me bringing home a significantly better wage makes that a gendered problem too, even though I would be fine with staying home if that were reversed, but society has made that choice for us. We don't get to choose.

@ned @archlentil @gwensnyder and I think these are systemic failing that must be called out as such, and not be shamed against individuals!