This graph is making the rounds again on other social media sites. It begs the question "Why do men pay off their student loans, but women can't/won't?"
It's not Black history month, but you already know the answer!
Black women are forced to borrow more for their education. Then Black women are paid less when they graduate, even for the same degree.
A disproportionate amount of the $1.7 Trillion of loan debt (not a typo. Trillion. With a "T.") is held by Black women that did everything right)
If a Black woman from a not rich family gets straight As, 5 As in her AP classes, and scores a 1580 out of 1600 on her SAT, and gets student loans to go to UCLA to study computer science, should she take it? (-$100K of debt).
Should she then get the Masters at SDSU? (-$50K).
@mekkaokereke do colleges still give heavy academic scholarships to students like these? 20 years ago, I had white women friends that got full-ride (tuition, housing, books) to Missouri's in-state engineering school.
I realize that people of color correctly don't feel welcome in Missouri, so I'm not saying that is a solution to your hypothetical even if these types of scholarships still exist.
mekka okereke 
Heath Borders