Fuck companies that do this shit. Offloading THEIR business risk onto customers with the excuse it saves them fees. There's no fucking way my monthly bill costs them anywhere NEAR $10 for the transaction, and with this policy either they get the free (additional)$10 from me or (and?) offload ANY potential fraud claims into my ass instead of theirs.

There's ABSOLUTELY zero chance I give these fucking companies direct access to my asset accounts.