ESMA - EU Securities Markets RMay 15, 2023

1/7 🚨#ESAs raise consumers’ awareness on the impact of inflation & rise in interest rates on:
📈📉 investments
🏠💰 loans
👵🛡 pensions & insurance

📄 We also advise consumers on how to handle their 💶 → https://europa.eu/!HQdVTh

🎥 Interactive video → https://bit.ly/3M7GRcE

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1658040101807480832

ESAs draw consumers’ attention to how rises in inflation and interest rates might affect their finances - European Banking Authority

The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) today published an interactive factsheet to help consumers understand how the recent increases in inflation and interest rates can affect their money. This includes the financial products and services that consumers currently hold or plan to buy, such as loans, savings, financial investments, insurance and pensions.

European Banking Authority
Show threadESMA - EU Securities Markets RMay 15, 2023

2/7 Inflation reduces real returns on financial #investments and erodes your purchasing power.

High inflation and 📈 interest rates can affect:
🔵 #shares
🔵 financial instruments with fixed & floating coupon rates
🔵 investment funds

@EBA_News | @eiopa_europa_eu | @EU_Finance

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1658040104105943040

ESMA - EU Securities Markets Regulator 🇪🇺 (@ESMAComms)

2/7 Inflation reduces real returns on financial #investments and erodes your purchasing power. High inflation and 📈 interest rates can affect: 🔵 #shares 🔵 financial instruments with fixed & floating coupon rates 🔵 investment funds @EBA_News | @eiopa_europa_eu | @EU_Finance

Nitter
Show threadESMA - EU Securities Markets RMay 15, 2023

3/7 How to deal w/ inflation & 📈 interest rates?

🔵 Pay attention to real return of financial investments: normal costs + inflation costs

🔵 Diversify investments: diversified portfolio, investments aligned w/ goals

🔵 Seek advice to adapt investments

https://europa.eu/!PgthBx

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1658065898249363456

ESAs draw consumers’ attention to how rises in inflation and interest rates might affect their finances

Show threadESMA - EU Securities Markets RMay 16, 2023

#DYK | The general 📈 in the prices of goods and services may impact firms’ profits, thus affecting the price of their #shares. For retail investors this is not easily predictable → inflation will not impact the share prices of all firms in the same way.

http://europa.eu/!PgthBx

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1658387694840344578

ESAs draw consumers’ attention to how rises in inflation and interest rates might affect their finances

Show threadESMA - EU Securities Markets R

5/7 #Shares are subject to higher risks and variability compared to #bonds, yet they typically provide higher expected returns, and the inflation effects are not clear cut.

How to deal w/ #inflation and rising interest rates?
https://europa.eu/!MVkfF4

@EBA_News | @eiopa_europa_eu

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1660982614608453633

May 23, 2023 at 1:54pmWeb
Show threadESMA - EU Securities Markets RJun 1, 2023

6/7 Investing in investment funds, such as Undertakings for Collective Investment in Transferable Securities #UCITS, might help diversifying your portfolio.

How to deal with #inflation and rising interest rates?

http://europa.eu/!MVkfF4

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1664275333804355595

Show threadESMA - EU Securities Markets RJun 13, 2023

7/7 #Bonds may be more directly impacted by inflation and subsequent increases in interest rates, yet their price is less volatile than the price of shares.

How to deal with #inflation and rising interest rates?

http://europa.eu/!MVkfF4

🐦🔗: https://n.respublicae.eu/ESMAComms/status/1668557148077342722