I'm hesitant to use 2FA because I'm worried I'll be locked out of everything if I lose my cell phone. And if something bad happens where my laptop and phone are broken or stolen, I'd definitely be locked out of everything forever.
@sharoz some also provide you with backup codes in case you lose the device. I think that's a solved problem, right?
Although I wouldn't know where my backup codes are if that happened to me, to be fair 🤔