A robust alternative to 2FA has to take into account three super common scenarios:

- you are in a foreign city and have been mugged, your wallet and phone have been stolen from you

- you have dropped your keys down the drain

- you are homeless, your phone has just died, and your only computer is a public access library computer running Internet Explorer 6. you are not able to afford a monthly subscription to Bitwarden

@alexandria Or your phone is just in the other room because you put it there to get rid of distractions, or your partner is sleeping in there and you don't want to go get it, or you couldn't pay the bill this month and can't get SMS 2FA codes, or you just don't *have* a phone, or or or or
@simon yeah, "you have an abusive partner that requires 2FA to control your access to online"