@rbreich Agree 100%. Separating savings from investment was the firewall that allowed America to prosper since 1933. It took an utter collapse of the US economy for senators to have the guts to write the bill. The banks fought it since its passage. It was Texas senator Phil Gramm that sponsored its repeal & later became an executive at mega bank UBS in Switzerland. Since the day Bill Clinton signed Gramm Leach Bliley into law in 1999, America has been in steady decline. Keep it up Robert!