There's been a lot of talk about how energy bills are going to worsen the cost of living crisis for people this month.

Worth noting that a lot of people's MOBILE bills are about to do it, too.

They tend to include inflation increase clauses that hit roughly now.

Energy bill increases hit primary rent payers or home owners.

Suddenly discovering your phone bill has gone up by a tenner per month (depending on provider) is something that makes EVERYONE wince a bit.

This is because phone providers love to link contracts to the Retail Price Index and "it's inflation. Honest" is a lovely excuse for a big bill rise.

So watch your inbox for a generic seeming email on 'minor' changes to your contract, which will casually mention a 10%+ increase in your bill.

Also, a gentle reminder to people that:

"This is why I buy my phone outright and use <cheap SIM contract>"

Is a sort of hipster version of:

"The kids today need to cut back on phones and save their money"

It's just a different kind of privilege assumption.

It assumes that someone can achieve the level of cash-on-hand that enables them to purchase the phone they want.

Alternately, it assumes they grew up in a household in which saving money was possible and a thing they have been taught and are able to internalise.

Bluntly: If you grow up poor or in a household where money-management isn't something your parents were good at, then it can be an intense mental struggle to do it as an adult. Even if you have the opportunity to do so that they didn't

This is one reason why things like phone bill price increases, or other monthly costs and micro-loans linked to RPI increases will hit the poor disproportionately hard this month.

It's not just that they can afford it the least. It's that the ways to avoid those costs hitting you hard require spending money up front.

@garius Vimes' Boots Theory, recast from Ankh-Morpork to here and now...
@marktyndall @garius Honestly, why there isn't a Pratchett-based curriculum teaching economics, ethics, philosophy, policing by consent etc is beyond me (it's not *gestures at the tentacles of Gove and the ineptitude of Williamson*, but you get my point)

@jo_the_hat @marktyndall @garius PSHE = Pratchett Social Health Education

"Homework tonight will be based on pages 120 - 140 of Equal Rites. PDF copies of the relevant section can be downloaded from the website"

@garius Virgin Media/Mobile and O2 prices going up 17.3%. All the while the staff salaries were set to increase by only 2% in 2023 and were set there in Jan 2022

To smack the employees in the face even harder they are congratulating themselves about profits being up last quarter as well

@stubacon @garius virgin is the one that really grinds my gears. Their email even leaves out the total uplift by saying rpI + 3.x%.leaving you to do the maths yourself. £60 pcm just for broadband! I need to start shopping around.
@garius You are quite right. I haven't had a contract in years (> 10) but I did have the money to purchase "a" phone back then, and only upgrade when I can justify it. It's saved me a ££ and hassle, but I had to buy the first phone.
@garius The vimes boots theory strikes again.
@garius it’s the modern-day embodiment of the Captain Samuel Vimes Boots Theory of Economic Unfairness.
@garius I just refuse to move off of prepaid plans. Fuck paying more than a tenner a month for a thing I barely use. I'd pay less if I could.
@garius I'm probably going straight to hell but this is how we're keeping heating costs down. Warm as toast in one room and cost to run £0. We only burn seasoned wood and have our chimney thoroughly cleaned.
@garius See also broadband costs which have suddenly decided they will increase for 5% + CPI year on year
@garius Inflation plus as much extra they feel like they can get away with, e.g. mine went up 13.5%

@garius

My BT bill is going up 14% this month.

Tied to the Consumer Price Index, apparently.

Which would make sense if I wasn't on a business broadband contract!

(It's basically a bullshit excuse to put broadband prices up to match the cost of tomatoes, even as wholesale energy prices are dropping. Bastards.)

@cstross odd how those prices never drop, when the numbers go down, isn't it?
@garius I would have *slightly* more sympathy for BT raising prices if they were also raising wages for their employees to match inflation …
@cstross @garius Gave my provider (Virgin) a buzz this week, to find them surprisingly amenable to negociation. To be fair, I was out of contract but I didn’t have to work hard at all for them to shrug off the price hike and cut my monthly charge.
@cstross @garius <Dirk Gently> Damn and Blast British Telecom! </Dirk Gently> They seem to have snuck me onto an "all-in" tariff while I wasn't paying attention: UK landline and mobile calls free - which explains why the quarterly bill remains the same despite usage changes and renders my "only make calls between 18:00 and 06:00 and keep them under 60 minutes" habit moot. 3:O(> Still, at least I've managed to reset the account password.
@garius And also clauses that are 'inflation plus percentage', so they are always above inflation. (Isn't that something that causes inflation?)
Not only that, but when the escalator clause is built into the contract, it's no longer a 'price rise' that would allow you to end the contract without penalty.
@garius This moose is still on PAYG with Lemon (er, EE), and it's almost all incoming calls (mostly from work after the radio paging service shut down) and the occasional SMS exchange, so costs me around £20 per year in top-up charges... It's a tool, not a toy. I'm not complaining about that. 3:O)>