@waweic There isn't. But in capitalism you are free to create your own means of production and break the loop. It allows me more freedom than what I understood of your system (or socialism/communism). It incentivizes people to work, it doesn't force them to do it forever. If taxes were lower and banks/governments had less reach you wouldn't need so much safety for mishaps.
Note: I do believe in subsidies for permanently disabled people. Everyone else needs to learn how to save money.