Umm... This is kind of a big deal.

If this ruling stands, it'd mean that basically every health insurance plans in America (because of the health insurance marketplace) would be required to cover everything WPATH SoC8 deems medically necessary.

Which is... *everything*.

Holy crap.

https://www.lambdalegal.org/news/cp_wa_20221219_court-rules-that-bcbs-cannot-administer-health-plans-with-gender-affirming-exclusions

VICTORY: Court Rules that Blue Cross Blue Shield of Illinois Cannot Administer Health Plans with Gender-Affirming Care Exclusions

“Third-party administrators that accept federal funds cannot discriminate when administering employer-sponsored health plans.”

Lambda Legal

So uhh, let's break this down.

The ruling is based directly on Bostock's sex protections. It means that even plans which are fully paid by the employer would be bound by this, as long as whichever company runs the processing takes even one red cent of federal money.

The ruling will definitely be appealed to the SC. But unless Roberts and Gorsuch reverse their positions in Bostock, I think this one stands.

Overwhelmingly, fully funded insurance plans are administered by big corps, like BCBS or Aetna. All of those companies take federal $.

All of them. Because of the Health Insurance Marketplace.

And once the standard is on medical necessity, the definitive worldwide standards is WPATH SoC8. Which, if you want to check coverage, I did a write up a few months ago (https://stainedglasswoman.substack.com/p/what-do-wpath-standards-of-care-8).

Or you can check this list. **Everything's** on it.

What do WPATH Standards of Care 8 actually say?

From The Blue Bird App

Stained Glass Woman

@Impossible_PhD god damn.

I would love laser/electrolysis.

So WPATH considers all this necessary, and not just optional?

@jamiegc All of it. The Surgery section points to it as a full table of medically necessary procedures.

@Impossible_PhD O_o

Is BCBS appealing this?

@jamiegc I *cannot* imagine that they won't, but they have some time to make the decision, officially.

If they've fought it to this point, they think it's financially advantageous to do so. That means they probably think it's worth continuing.