Deepfaked/VoCo audio to steal your accounts is the least of your worries.

Even if you think nobody will use it to frame you for a murder, it's trivial to use it in the context of a swatting attack.

Fake an emergency with the falsified voice of your target. Then you get the armed response AND criminal charges for abuse of 9-1-1. And unless you're on camera 24/7, you have no defense.