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There are still racist people for sure. How do we solve that? What law will make them suddenly not racist?

Also, where do we draw the line between racism and cultural clash? Many times it is less of an issue of "race" and more of an issue of incompatible values. Do we force everyone to have the same opinions so they can no longer disagree?

So banks make loans based on race instead of credit, earnings, or payment history? Why would they do that? Trump?