How #EWA improves workers’ lives
Earned wage access “users are savvy managers of their money who value EWA products, use them responsibly, and have positive experiences,” writes a trade group leader.
https://www.paymentsdive.com/news/how-ewa-improves-workers-lives/817825/
Earned wage access programs are simply not loan products
#EWA programs benefit workers across the country, making it more likely that they will be able to avoid high-cost credit products like payday loans, writes Phil Goldfeder, of the American Fintech Council.
https://www.americanbanker.com/opinion/earned-wage-access-programs-are-simply-not-loan-products
Branch enlists Stripe for digital wallet payouts
The #EWA provider is using Stripe’s infrastructure to offer another tool that enables companies and contractors to pay their workforces.
https://www.paymentsdive.com/news/branch-enlists-stripe-for-digital-wallet-payouts/815852/
Instant pay can boost low-income workers’ savings habits, report finds
Despite consumer advocates’ concerns about earned wage access fees, researchers found modest usage can help with financial planning.
Credit unions warm up to small-dollar loans, challenging #EWA
Credit unions are adopting employer-sponsored small-dollar lending as a way to gain new retail and commercial customers. For banks, it can also mean Community Reinvestment Act credit.
https://www.americanbanker.com/payments/news/credit-unions-warm-up-to-small-dollar-loans
Affordability concerns are driving consumer demand for short-term liquidity products like earned wage access. A similar, credit union-backed lending alternative is gaining popularity as a way to amass new customers and, for banks, CRA credit.
New York State introduces bill deeming #EWA a loan
New York State Senator Samra Brouk and Assemblymember Steven Raga introduced the Stop Taking Our Pay Act, or STOP, in Albany, New York on Tuesday.
https://www.americanbanker.com/payments/news/new-york-state-introduces-bill-deeming-ewa-a-loan
House Democrat joins #EWA effort
Earned wage access providers support a forthcoming bipartisan House bill that would provide federal regulation, overriding state laws.
https://www.paymentsdive.com/news/house-democrat-joins-ewa-effort/809699/
What banks should expect from new #EWA trends
The earned wage access market is getting more competition from new fintechs.
https://www.americanbanker.com/payments/news/what-banks-should-expect-from-new-ewa-trends
2025 was a big year for earned wage access
2025 was a year marked by new guidance from the CFPB, six new state regulations, product and market expansion from existing #EWA providers, and buy-in from investors.
https://www.americanbanker.com/payments/news/2025-was-a-big-year-for-earned-wage-access
Teni says women lead vocally at EWA read her remarks below #ValidUpdates #Teni #EWA #Afrobeats
https://validupdates.com/2025/11/teni-says-no-male-artist-can-outsing-top-female-singers/
Alex Jimenez
ValidUpdates