Instant pay can boost low-income workers’ savings habits, report finds

Despite consumer advocates’ concerns about earned wage access fees, researchers found modest usage can help with financial planning.

https://www.cfodive.com/news/instant-paychecks-can-boost-low-income-workers-savings-habits-report-find/814220/

#FinTech #FinServ #Banking #Payments #PayTech #EWA

Credit unions warm up to small-dollar loans, challenging #EWA

Credit unions are adopting employer-sponsored small-dollar lending as a way to gain new retail and commercial customers. For banks, it can also mean Community Reinvestment Act credit.

https://www.americanbanker.com/payments/news/credit-unions-warm-up-to-small-dollar-loans

#FinTech #FinServ #Banking

Credit unions warm up to small-dollar loans, challenging EWA

Affordability concerns are driving consumer demand for short-term liquidity products like earned wage access. A similar, credit union-backed lending alternative is gaining popularity as a way to amass new customers and, for banks, CRA credit.

American Banker

New York State introduces bill deeming #EWA a loan

New York State Senator Samra Brouk and Assemblymember Steven Raga introduced the Stop Taking Our Pay Act, or STOP, in Albany, New York on Tuesday.

https://www.americanbanker.com/payments/news/new-york-state-introduces-bill-deeming-ewa-a-loan

#FinTech #FinServ #Banking

New York State introduces bill deeming EWA a loan

The bill, known as the STOP Act, was introduced by State Sen. Samra Brouk and Assemblymember Steven Raga, and proposes that any wage or cash advance be considered a loan and subject to the state's 16% civil usury law.

American Banker

House Democrat joins #EWA effort

Earned wage access providers support a forthcoming bipartisan House bill that would provide federal regulation, overriding state laws.

https://www.paymentsdive.com/news/house-democrat-joins-ewa-effort/809699/

#FinTech #FinServ #Banking

House Democrat joins EWA effort

Earned wage access providers support a forthcoming bipartisan House bill that would provide federal regulation, overriding state laws.

Payments Dive

What banks should expect from new #EWA trends

The earned wage access market is getting more competition from new fintechs.

https://www.americanbanker.com/payments/news/what-banks-should-expect-from-new-ewa-trends

#FinTech #FinServ #Banking

What banks should expect from new EWA trends

Significant regulatory, legislative and business developments could shape the industry this year, putting pressure on banks to respond.

American Banker

2025 was a big year for earned wage access

2025 was a year marked by new guidance from the CFPB, six new state regulations, product and market expansion from existing #EWA providers, and buy-in from investors.

https://www.americanbanker.com/payments/news/2025-was-a-big-year-for-earned-wage-access

#FinTech #FinServ #Banking

2025 was a big year for earned wage access

The year was marked with six state regulations, new entrants, product and market expansion from existing EWA providers and buy-in from investors.

American Banker
Teni says no male artist can outsing top female singers

Teni says female singers set vocal standards and calls for fair recognition at an industry panel.

ValidUpdates

EarnIn adds B2B option as consumer groups attack #EWA

The expansion comes as consumer advocate groups step up efforts for stricter controls over the industry.

https://www.americanbanker.com/payments/news/earnin-expands-into-payroll-for-earned-wage-access

#FinTech #FinServ #Banking

EarnIn adds B2B option as consumer groups attack EWA

Earned wage access provider EarnIn, which historically has been known for direct-to-consumer EWA, is now integrating its services with payroll providers. The move comes as consumer advocate groups step up efforts for stricter regulation of the industry.

American Banker

Rulantica schlägt weiter Wellen: Der neue Outdoor-Pool „Svømmepøl“ erhält Innovationspreis

🇩🇪 https://www.themepark-central.de/rulantica-svommepol-innovationspreis/

#Freizeitparks #ThemeParks #AmusementParks #Rulantica #EuropaPark #IAAPA #EWA

Rulantica schlägt weiter Wellen: Der neue Outdoor-Pool „Svømmepøl“ erhält Innovationspreis

Die European Waterpark Association e.V. hat Rulantica mit dem „EWA Professional Award 2025“ ausgezeichnet. Der europäische Verband der Freizeitbäder, Thermen

ThemePark-Central.de