Policy: Credit Reference Agencies – November 2025

With effect from 1st July 2024 ALL outstanding debt will be reported to ALL credit reference agencies on the day it becomes overdue and then periodically thereafter until the debt is settled at a minimum frequency of once monthly. This is an automated process and cannot be halted under any circumstances. I will not inform the credit reference agencies that a debt is settled and I will only confirm a debt position if an agency enquires thereafter.

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