Cancelling my Koho account - Lemmy.ca
I just spent time chatting with an agent with Koho trying to cancel my account.
I had to etransfer myself three separate times, the first time I say that the
max amount was higher than what was in my spendable, I thought well that must
just be my round up and that saving thing they have to boost your credit. Nope I
have no idea where that money came from so than I get onto their chat bot saying
I want to close my account. Their “AI agent” might as well just drop the I!
Anywho I get talking with a person who says I still have money places, so I ask
them if they can transfer all the money to the place where I can etransfer it
out, they say one moment then they have moved as much as they can so I now have
an extra $6 something in the account. So I etransfer that money and ask if the
account can be closed. The agent says no there is still money in your account, I
ask if it can be transferred into my spendable and they say no I have to do it,
but will not explain to me how to do it. Most angering closing of an account I
have had, but hey I was about $70 richer than I thought!
WS partnered with Persona - Lemmy.ca
The personal company isn’t very safe. I knew it can be problematic one day. I
was right. The leak exposed approximately 1 billion records of personal data
from 26 countries including Canada. * Full names * Addresses * Dates of birth *
National IDs * Phone numbers * Email addresses The data was left unsecured. I’m
very disappointed in WS security and privacy policy.
WealthSimple's "UnReal Deal" Promotion (😠😤😡😾)
https://lemmy.ca/post/60687827
WealthSimple's "UnReal Deal" Promotion (😠😤😡😾) - Lemmy.ca
I’m sure there are members using WealthSimple, who have seen the promotion. I
personally moved all of my registered funds from other banks and firms in order
to get the most of it. At this point, I’m feeling it was a huge mistake. I had
already previously looked into registering a checking account with them, however
the terms and conditions were royally offensive to me. It’s just more data
broker BS. To be fair, I’m sure you can say this about any financial
institution, especially any under the “fintech” umbrella. But I’m extremely
pissed about it, we deserve better than this. The norm needs to be moving in the
opposite direction. I just wanted to vent about it, hopefully get other people
planning for their future in the increasingly vain hopes that we get to
experience one at all, on board with being enraged by the entire business model
of building profiles on everyone and selling them to whomever. If you have any
suggestions for funds that would make good alternatives after I pull everything
out of WS, I’d be happy to hear about them. What I don’t want to hear is any
self promotion, family-promotion, employer-promotion, or any “oh just buy
Dimensional ETFs every week yourself and pay $9.99 to TD every time”. 😠😤😡😾
Investment Funds for 'Green' Municipal Bonds
https://lemmy.ml/post/43279189
Investment Funds for 'Green' Municipal Bonds - Lemmy
Are there any investment funds (ETFs or mutual funds) which exclusively purchase
municipal bonds in “green” cities? Most mutual funds seem to profit from
unethical companies. Genocide (Lockheed, Google), Climate Catastrophe (BP,
ExxonMobil), Slavery (Verizon, Walmart). Murder (UnitedHealth, Dow Chemical). It
seems like municipal bonds might be one of the more ethical ways to invest
money. Specifically, I’m looking to invest in cities that are building-out
infrastructure that will lead to an elimination on their dependence on fossil
fuels. For example: 1. Closing roads and building bicycle lanes. 1. Building
electrified trains and dedicated bus lanes. 1. Passing laws to establish a
maximum number of parking spots per person. 1. Mixed Zoning (walkable cities) 1.
Banning fossil fuel power plants while building hydro/solar/wind/geothermal 1.
Passing laws to heavily tax carbon emissions 1. And, of course, cities that
invest in education usually get a great ROI. Cities that come to mind include
Paris and New York. I could try to do all the research myself, and find a bunch
of other cities that are on the right path – but that seems like a full-time
job, and it’s probably better to just have a fund manager do this research for
us. Are there already any funds that invest in municipal bonds exclusively in
“green” cities?
Are there any jobs in or near Toronto that are both in high demand and are not already filled with TFWs and other immigrants?
https://lemmy.ml/post/42076998
Are there any jobs in or near Toronto that are both in high demand and are not already filled with TFWs and other immigrants? - Lemmy
I am originally from Belarus (came to Canada with my family a long time ago). I
am also 21 years old and live in Ajax, ON, CA, which is in the eastern part of
the GTA. I have also been looking for a job for about a year now, applying both
online and in-person and also trying to get as many references as possible and
use those. I have also been to various employment agencies such as YMCA. I have
been applying to various places like fast food restaurants, grocery stores,
.etc, but with no success. I also wanted to do an Automotive Technician
apprenticeship, but I have been told that a lot of the auto repair shops here
just don’t get a lot of work and all of the jobs are basically taken by
Temporary Foreign Workers (aka. TFWs) and immigrants on student visas. I
personally wonder if this is true though, because I have also heard that January
and February are usually very slow months for auto repair shops. I was also
wondering, is there a career/job in Toronto (or closer to Ajax) that is both in
high demand right now (well, ignoring the fact that nobody’s hiring in January
now) and not taken by TFWs and immigrants on student visas? Edit: Added
explanation of what is a TFW. Also want to add that I have noticed that a lot of
the jobs are just taken by TFWs and immigrants on students visas mostly from
India/middle east.
The Big Guide to Canadian credit cards, by The Globe and Mail
https://lemmy.ca/post/58590943
The Big Guide to Canadian credit cards, by The Globe and Mail - Lemmy.ca
This was posted by the offical Globe and Mail account on another site. Here is a
quote of that post: > This is Bianca from the Globe, I’m an audience editor who
works closely with our investing and personal finance teams. I wanted to share
this valuable resource that I think many of you will find handy – and yes, with
the special links in this post, there are no paywalls. Woohoo! > > In 2024, we
started our inaugural Globe’s Big Guide to Credit Cards and we ran it back again
at the end of last year, so here is our comprehensive guide to Canadian credit
cards. > > Our consumer affairs reporter, Mariya Postelnyak, interviewed a
handful of credit-card super users to learn their tips and secrets, and you can
read those here
[https://www.theglobeandmail.com/business/article-credit-card-super-user-tips-guide-canada/].
> > This is the guide for people interested in cash-back cards
[https://www.theglobeandmail.com/business/article-cash-back-credit-cards-guide-canada/].
> > This is the guide for balance transfer cards
[https://www.theglobeandmail.com/business/article-balance-transfer-credit-cards-guide-canada/].
> > And this is the guide for travel cards
[https://www.theglobeandmail.com/business/article-travel-credit-cards-guide-canada/].
> > If you’d like to read the methodology behind how we came up with the
rankings, you can find that here
[https://www.theglobeandmail.com/business/article-credit-cards-guide-canada-methodology/].
> > Each guide has a customizable tool at the bottom that allows you to figure
out the best cards for your individual circumstances – you just need to add your
income or family income. > > If you have any questions, I’ll try my best to
respond in the comments and if I can’t answer them myself, I’ll reach out to our
personal finance and data teams and get back to you.
We created a place for open discussion on United States market movements trading methods and stock analysis.
https://lemmy.world/post/39741335
Extended health care eligible amount balance, check in online?
https://lemmy.ca/post/56285459
Extended health care eligible amount balance, check in online? - Lemmy.ca
I am with Manulife for my extended health care, such as dental, vision, massage,
etc. I need to do a dental procedure with $450. To find the eligible amount, I
logged in my Manulife account and I am surprised that I can’t find a place to
show the balance of my eligible amount. I called Manulife. I was told the only
ways to find it out are: 1) call Manulife; 2) do the calculations myself based
on the total eligibility and how much has been spent. I find this is strange.
It’s like online banking not showing the account balance. And the only ways to
find out is either calling the bank or do our own bookkeeping. Am I missing
something? Am I having unreasonable expectations? How about other extended
health care insurance companies, such as sun life? Can sunlife customers see the
eligibility amount themselves? Thank you all!
If you work from home, you may be eligible to deduct part of your household costs, but only if your workspace meets CRA criteria.
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