
Could Bitcoin fall to Zero, where this Crypto skeptic argues it belongs? - Financial Independence Hub
By Alain Guillot Special to Financial Independence Hub Every day that passes, Bitcoin gets closer to its true intrinsic value, which is $0. During October 2025, it reached its highest delusional price of $126,198.07 USD. Today, it sits at $68,038.19 USD: approximately a 46% drop in about six months. And this is just the beginning. […]
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True Financial Independence - Financial Independence Hub
By Billy and Akaisha Kaderli Special to the Financial Independence Hub So you’re retired — now what? Many would say congratulations, but it doesn’t end here. Actually, this period is the beginning of another phase of your life, and it can be as exciting as anything else you’ve done in the past. How you choose […]
Financial Independence HubFinancial Independence Hub | Personal Finance, Stocks, Mutual Funds
North American portal site dedicated to all things related to Financial Independence, personal finance, stock markets, real estate and retirement.
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5 Key Factors that Influence Investment Decisions every Investor should know - Financial Independence Hub
Understand the factors that affect investment decisions so you maximize your portfolio returns It’s generally a waste of time to obsess about a short-term downward movement in the economy, stock market or both. These downward movements can occur for a wide variety of reasons, at any time: even outside the kind of significant downturn caused […]
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How I manage my RRSP in Retirement - Financial Independence Hub
By Michael J. Wiener Special to Financial Independence Hub Spending from retirement savings, or decumulation, in a way that maximizes what you have left to spend after taxes is surprisingly complex. I’ve done extensive simulations of various strategies for my situation, including strategies that change over time, to find what works best for me. Here […]
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Reduce your Credit Exposure Immediately! - Financial Independence Hub
By John De Goey, CFP, CIM Special to Financial Independence Hub A month ago, I wrote about how the cycles pointed out by Kuznets, Kondratieff, and Minsky, combined with the writings of Joseph Schumpeter seemed to be coming together at the same time. Now that the war in Iran is nearly a month old, it […]
Financial Independence HubThe best strategies to combat sequence of returns risk - My Own Advisor
Entering early retirement includes navigating sequence of returns risk. The best strategies to combat sequence of returns risk.

Retirement Is getting Longer. Your Portfolio should too. - Financial Independence Hub
Retirement may last longer than you expect. The question is: is your portfolio built to keep up? By Alain Desbiens, Vice-Chair BMO ETFs (Sponsor Blog) Canada is undergoing a profound demographic transformation that will influence the nation’s economic trajectory and long‑term investment landscape for decades to come. By 2036, Canadians aged 65 and older will […]
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