Your 12 Good Years: Retirement Manifesto - Financial Independence Hub

By Dan Haylett and  Fritz Gilbert, TheRetirementManifesto.com Special to the Financial Independence Hub On rare occasions, I read something so powerful I have to share it here. Today is one such occasion. Dan Haylett is one of my favorite writers, and a heckuva nice guy.  His podcast, Humans vs. Retirement, is the #1 retirement podcast […]

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Could Bitcoin fall to Zero, where this Crypto skeptic argues it belongs? - Financial Independence Hub

By Alain Guillot Special to Financial Independence Hub Every day that passes, Bitcoin gets closer to its true intrinsic value, which is $0. During October 2025, it reached its highest delusional price of $126,198.07 USD. Today, it sits at $68,038.19 USD: approximately a 46% drop in about six months. And this is just the beginning. […]

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Should you Invest in Gold? - Financial Independence Hub

By Steve Lowrie, CFA Special to Financial Independence Hub Should you invest in Gold? For most investors, no.  Gold does not produce income, has delivered inconsistent long-term returns, and is not a reliable hedge against inflation or market uncertainty. A disciplined, evidence-based portfolio built on equities and bonds has historically provided more consistent growth. Why […]

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True Financial Independence - Financial Independence Hub

By Billy and Akaisha Kaderli Special to the Financial Independence Hub So you’re retired — now what? Many would say congratulations, but it doesn’t end here. Actually, this period is the beginning of another phase of your life, and it can be as exciting as anything else you’ve done in the past. How you choose […]

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Financial Independence Hub | Personal Finance, Stocks, Mutual Funds

North American portal site dedicated to all things related to Financial Independence, personal finance, stock markets, real estate and retirement.

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5 Key Factors that Influence Investment Decisions every Investor should know - Financial Independence Hub

Understand the factors that affect investment decisions so you maximize your portfolio returns It’s generally a waste of time to obsess about a short-term downward movement in the economy, stock market or both. These downward movements can occur for a wide variety of reasons, at any time: even outside the kind of significant downturn caused […]

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How I manage my RRSP in Retirement - Financial Independence Hub

By Michael J. Wiener Special to Financial Independence Hub Spending from retirement savings, or decumulation, in a way that maximizes what you have left to spend after taxes is surprisingly complex.  I’ve done extensive simulations of various strategies for my situation, including strategies that change over time, to find what works best for me.  Here […]

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Reduce your Credit Exposure Immediately! - Financial Independence Hub

By John De Goey, CFP, CIM Special to Financial Independence Hub A month ago, I wrote about how the cycles pointed out by Kuznets, Kondratieff, and Minsky, combined with the writings of Joseph Schumpeter seemed to be coming together at the same time. Now that the war in Iran is nearly a month old, it […]

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The best strategies to combat sequence of returns risk #PFcan #Retirement www.myownadvisor.ca/the-best-str...

The best strategies to combat ...
The best strategies to combat sequence of returns risk - My Own Advisor

Entering early retirement includes navigating sequence of returns risk. The best strategies to combat sequence of returns risk.

Retirement Is getting Longer. Your Portfolio should too. - Financial Independence Hub

Retirement may last longer than you expect. The question is: is your portfolio built to keep up? By Alain Desbiens, Vice-Chair BMO ETFs (Sponsor Blog) Canada is undergoing a profound demographic transformation that will influence the nation’s economic trajectory and long‑term investment landscape for decades to come. By 2036, Canadians aged 65 and older will […]

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