sgt1372I switched to $100/300K #LiabilityOnly for my MB ML350 & my F250 which dropped my #AutoInsurance cost in half to $500/yr because I drive them both less than 2.5k miles/yr & because they are both only worth about $10k at retail (less than 1/2 of that at wholesale) & if either were involved in an accident #StateFarm would probably "total" them & only give me pennies on the $ for in settlement.
In comparison, my MR2 & 335i, that I also drive less than 2.5k miles/yr & are each also only worth about $10k at retail, are fully covered by #Haggerty for a total of $600/yr. 🤷