Today Is...National Opposite Day!
It's NOT Opposite Day! (Wait...) Actually, the opposite of being under-insured is being "Guru-insured." 🙃🛡️ #InsuranceHumor #OppositeDay #GetCovered

🚨 REMINDER: 30% of the U.S. population STILL HAS UNTIL NEW YEAR'S EVE to enroll in #ACA coverage with a January 1st start date!

CA, IL, MD, NV, NJ, NM, PA, RI, VA & WA residents should read my Open Enrollment Guide & #GetCovered TODAY!

https://acasignups.net/25/12/25/grouching-towards-enrollment-my-2026-aca-oep-guide

Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups
🚨 REMINDER: 30% of the U.S. population STILL HAS UNTIL NEW YEAR'S EVE to enroll in #ACA coverage with a January 1st start date! CA, IL, MD, NV, NJ, NM, PA, RI, VA & WA residents should read my Open Enrollment Guide & #GetCovered TODAY! acasignups.net/25/12/25/gro...

Grouching towards Enrollment: ...
Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups

🚨 REMINDER: 30% of the U.S. population STILL HAS UNTIL NEW YEAR'S EVE to enroll in #ACA coverage with a January 1st start date!

CA, IL, MD, NV, NJ, NM, PA, RI, VA & WA residents should read my Open Enrollment Guide & #GetCovered TODAY!

https://acasignups.net/25/12/25/grouching-towards-enrollment-my-2026-aca-oep-guide

Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups
🚨 REMINDER: 30% of the U.S. population STILL HAS UNTIL NEW YEAR'S EVE to enroll in #ACA coverage with a January 1st start date! CA, IL, MD, NV, NJ, NM, PA, RI, VA & WA residents should read my Open Enrollment Guide & #GetCovered TODAY! acasignups.net/25/12/25/gro...

Grouching towards Enrollment: ...
Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups

🚨 REMINDER: 30% of the U.S. population STILL HAS TIME TO ENROLL in #ACA healthcare coverage starting in January.

If you live in CA, IL, MD, NV, NJ, NM, PA, RI, VA or WA, you still have until New Year's Eve to #GetCovered starting January 1st!

https://acasignups.net/25/12/25/grouching-towards-enrollment-my-2026-aca-oep-guide

Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups
🚨 REMINDER: 30% of the U.S. population STILL HAS TIME TO ENROLL in #ACA healthcare coverage starting in January. If you live in CA, IL, MD, NV, NJ, NM, PA, RI, VA or WA, you still have until New Year's Eve to #GetCovered starting January 1st! acasignups.net/25/12/25/gro...

Grouching towards Enrollment: ...
Grouching towards Enrollment: My 2026 ACA OEP Guide

Almost exactly a year ago I began my 2025 ACA Open Enrollment Period guide with the following words: This is the best OEP ever for the ACA for several reasons: The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act; A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees; 100,000 or more DACA recipients are finally eligible to enroll in ACA exchange plans & receive financial assistance! What a difference a year can make. The first and third bullets above are, sadly, no longer the case: Not only are DACA recipients no longer eligible to enroll in ACA coverage, neither are several other classes of non-citizens, including those who were granted asylum for fear of being tortured and even victims of domestic abuse and human trafficking.

ACA Signups
I know #ACA Open Enrollment is chaotic this year but it's still important to #GetCovered if at all possible. The deadline for January 1st coverage is MIDNIGHT TONIGHT in most states. Visit HealthCare.gov or your state-based exchange NOW.
Otherwise, if you miss the MIDNIGHT DEADLINE TONIGHT, you're out of luck until next fall. So, #GetCovered RIGHT NOW at YourHealthIdaho.org.

🚨🚨🚨 HEY IDAHO RESIDENTS: Your FINAL deadline to enroll in #ACA coverage for 2026 is MIDNIGHT ***TONIGHT.***

You have LESS THAN TWELVE HOURS to #GetCovered.

https://acasignups.net/25/12/15/reminder-final-deadline-idaho-residents-enroll-midnight-tonight

Reminder: The FINAL deadline for IDAHO residents to enroll is MIDNIGHT TONIGHT.

In my annual ACA Open Enrollment Guide, the first piece of advice is always to make sure you don't miss the deadline to enroll in healthcare coverage for the upcoming year. I then list the various deadlines for people to get covered in each state, which is December 15th in most states for coverage starting January 1st (in a handful of states the deadline for January 1st coverage is as late as New Year's Eve). I always include the caveat, though, that if you do miss that deadline, you still have an extra month or so (January 15th in most states) to enroll for coverage starting February 1st. This means that at worst, you'll have to "go bare" for the month of January (and pray you don't get sick or injured for those 31 days) before your coverage kicks in. HOWEVER, there's an exception to this: IDAHO. In Idaho, residents only have until December 15th to enroll in ACA coverage for 2026, period. This means that unless Your Health Idaho announces a literal last-minute deadline extension (which seems unlikely), Idaho residents have less than 12 hours from this writing to enroll. If you miss that deadline, then the only exceptions are the following: Members of federally-recognized Native American tribes or Alaska Natives can enroll in ACA coverage year round.

ACA Signups