Many #investment professionals have been arguing against #GICs, despite high current #interest rates. In my latest #moneyarchitect blog post, I compare GICs with a stock-bond #investmentportfolio. How different are the likely returns on these investments? Read more here: https://moneyarchitect.ca/gics-vs-a-balanced-stock-bond-portfolio/ #adviceonly #FinancialPlanning #personalfinance #personalfinancecanada

@SleepyCatten Addendum for Scotland (it hadn’t occurred to me that NHS England’s ‘Right to Choose’ system would also cover GICs)

Here in Scotland, we have four NHS GICs and one private one

The Glasgow GIC now accepts self-referrals from adults and under-18s anywhere in Scotland, so I suppose trans people do now have some choice

The adult waiting time for a first appointment is around 4–5 years; for under-18s, it’s a little less

https://www.sandyford.scot/sexual-health-services/gender-identity-service/

The other three NHS GICs (Edinburgh, Inverness and Aberdeen) only accept geographically limited referrals of adults by their GPs

Their waiting times for first appointments are 1.5–3 years

https://www.lothiansexualhealth.scot/gender-identity-clinic/

https://www.highlandsexualhealth.co.uk/gender-identity-1

None of these, sadly, have waiting times anywhere near the mythical 18-week maximum

#GenderIdentityClinics #Scotland #GICs #TransHealthcare #trans

Gender Service

Sandyford offers a comprehensive gender identity service available to anyone who is uncomfortable or uncertain about their gender identity or expression of their gender.