Every so often I share how much I like the financial & retirement planning tool, Boldin. I'm not affiliated in any way. anyway, it has recently added guardrails for spending planning which is great. It's $140/year I think (I pay grandfathered in price) and frankly even if you have a financial advisor, I think it's a worthy add, because nobody will care more about being accurate about your financial planning than you will yourself. :) https://www.boldin.com #FinancialPlanning #Retirement #Boldin