Unpopular truth about credit cards in India:
Paying ₹45,000 on a ₹50,000 bill — on time — still gets you charged interest on ₹50,000.
Not ₹5,000. The full ₹50,000. Retroactively. From the day you spent.
That rule alone has quietly cost Indian consumers billions. And almost nobody knows it.
We documented every hidden clause in our latest investigation.
Link: https://news24media.org/credit-card-fine-print-india/
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What Is the Minimum Due Trap on Credit Cards? And 14 More Hidden Charges Indians Miss -
Credit card interest in India can hit 3.75% per month — that's 45% per year. Paying 90% of your bill still triggers full retroactive interest. Discover every hidden charge, minimum due trap, GST add-on, cash advance fee, and fine print clause your bank hopes you never read. 15 golden rules every Indian cardholder must know in 2026.




