CVS HRT experience:
"your insurance doesn't cover that so we didn't fill it and we didn't inform you. What's that? You don't know what dosages are covered? Have fun figuring it out, call us if you do!"
vs Costco HRT experience:
"huh looks like that isn't covered...I'm just going to send your doctor a list of what your insurance says they will accept, then he can update it and send it to us, we'll text you when it's ready"
yeah...this is better