Idea, one site where all Us citizens were to crowdfund their surgery/health related needs. You give directly to the site that shares it between all those in need.
Site become so popular, everyone register, either to give or to receive.
It's like crowdfunding, but it works even for the ugly, associals, and elder people (whom are not scoring well on internet fame scale).
What are you doing Sillicon Valley? We could call this site ACA, pretty sure it would be amazing for everyone.