Jason844 🙃Just got a piece of junk mail from my auto/home insurance company for a credit card. Oh. Joy.
0% APR for 15 months! Wow! 
Oh, then a variable rate of 17.5% to 30.5%.
Here are your words of the day: "vig" and "vigorish."
Meaning in American English: The interest owed a loanshark on a loan.
FreddyB Aviation Photography