The other day, my friend shared this video on consulting collectives, which is when "a small group of independent consultants or freelancers share clients, resources, and revenue on specific projects while maintaining their independence on others" :

https://www.instagram.com/p/DUDtOqGkTmY/ (It's on a Meta app, sorry!!)

It's definitely something I'd be interested in doing with friends of mine who've also quit their 9 to 5s or got laid off.

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JANEL ABRAHAMI | Career Advice for the Future of Work on Instagram: "Are you already doing this? How does it work for you? ⚡️ Consulting Collective (noun): when a small group of independent consultants or freelancers share clients, resources, and revenue on specific projects while maintaining their independence on others. Like the Avengers, but for client work. The solo consultant life is lonely and limiting, because you can only take on so much work, you have no backup when you’re sick or on vacation, and big clients often want teams, not individuals. But going back to a traditional agency or corporate job means giving up your autonomy + flexibility. So, consulting collectives are the clever middle ground no one’s talking about. Here’s how they actually work. @freelancingfemales @dreamersdoers @linkedinnews @entrepreneur @entreprenistas"

55K likes, 1,355 comments - janelabrahami on January 28, 2026: "Are you already doing this? How does it work for you? ⚡️ Consulting Collective (noun): when a small group of independent consultants or freelancers share clients, resources, and revenue on specific projects while maintaining their independence on others. Like the Avengers, but for client work. The solo consultant life is lonely and limiting, because you can only take on so much work, you have no backup when you’re sick or on vacation, and big clients often want teams, not individuals. But going back to a traditional agency or corporate job means giving up your autonomy + flexibility. So, consulting collectives are the clever middle ground no one’s talking about. Here’s how they actually work. @freelancingfemales @dreamersdoers @linkedinnews @entrepreneur @entreprenistas".

Instagram

My question is: is there a payment processor out there that can help with splitting payouts to different people?

I've used Stipe and Paypal before, but it seems like they only support payout to one account.

I'd be interested in a solution that works in Canada, and allows a client to pay for the service, and have the payment be automatically split up and paid out to the designated collective members.

#ConsultingCollective #PaymentProcessing #Stripe #PaymentProcessor #payments #consulting

@candide Wise I think can help here

@candide

Off the top of my head, you might need to set uo a "neutral" bank acct to accept the original payout, then divide the revenue from there. There's a bit lost from another layer of fees (unless all parties are signatories on the neutral account?) from the bank doing the disbursements. I don't know of any payment processors that will divide a payment to different payees at the outset in the maner you describe.

@candide Sounds similar to OpenCollective but also that's not really what you're asking for here.

From your description / the video, it sounds like those people should maybe incorporate / start a co-op?

@hank @candide

Yes, i was going to suggest Liberapay, but i think it is intended for a team working on and funding a **project** rather than receiving payment for work and sharing it.

https://liberapay.com/about/teams

someone else mentioned setting up a bank account for the co-op, use a payment processor, and then disburse from the bank to the members.

Teams - Liberapay

@candide yeah I used Wise when doing transactions with Canadians