Hey, #gigWorkers of Mastadon:
Do you feel the need to carry a commercial liability policy?
I'm thinking of signing up for one of them and the terms of "partner agreement" they want me to sign includes that I will be held personally liable for defending the company if there's a suit filed for anything that's my fault. That would include me paying for their attorneys' time, which they have the right to choose. As far as I can tell, my homeowners' insurance won't cover this, even with an umbrella clause.