Exclusive: Full-price 2026 ACA...
Exclusive: Full-price 2026 ACA premium rate hikes to average 23.4% (semi-final)
IMPORTANT: See here for methodology & state-by-state analysis Every year, I spend months painstakingly tracking every insurance carrier rate filing (nearly 400 for 2025!) for the following year to determine just how much average insurance policy premiums on the individual market are projected to increase or decrease. As of September 2nd, I've managed to fill in preliminary weighted average 2026 rate filings for all 50 states +DC as well as the final/approved rate filings for 15 states. While it will move up or down slightly as more states finalize their 2026 filings, as of this writing, the weighted average rate increase for unsubsidized enrollees is 23.4% nationally. This is the 2nd highest year-over-year gross rate hike since the ACA overhauled the individual market starting in 2014.