For those in rural areas with a business idea, the lack of collateral is no longer a deal-breaker! The government has two key collateral-free loan schemes designed to fuel your dreams.

Stand-Up India Scheme: For women and SC/ST entrepreneurs.
https://www.ncgtc.in/en/product-details/CGFSI/Credit-Guarantee-Scheme-for-Stand-Up-India-(CGSSI)

Pradhan Mantri Mudra Yojana (PMMY): Ideal for micro-businesses.This is powered by the CGFMU.

https://www.ncgtc.in/en/product-details/CGFMU/Credit-Guarantee-Fund-for-Micro-Units-(CGFMU)

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